When you are searching a property or seeking out for a land or an apartment in Bangalore. You would have come across terms such as A KHATA and B KHATA. Do they seem complicated and confusing? Read our all explained and in-depth article below to give you all the A-Z information you need on A KHATA and B KHATA.
Decoding KHATA. What is KHATA?
You have finally found the property of your choice, but are still not absolutely clear on what documents are required to completely seal the property. Let us decode for you.
KHATA when literally translated means account.
Khata certificate or the Khata document is an essential document required for all property owners in Bangalore. It is issued by BBMP – Bruhat Bengaluru Mahanagara Palike, the municipal corporation of Bangalore. The properties which fall under its jurisdiction require this certificate. Khata is a proof that the property tax has been paid or payable on the particular property. It is also required to apply for electricity and water connections, for trade and building licenses as well as when applying for a loan.
The details of a Khata include the property owner’s name, the size of property, built-up area etc. It is essentially required to calculate the tax payable on the property.
Each property owner in Bangalore must compulsorily possess a Khata certificate in order to carry out any legal proceedings involving property details. But having a khata does not confer the ownership of the property on the individual in whose name the khata is registered.
How is Khata different from Title Deed
A title deed is a written document which transfers the ownership of the property during purchase and sale transaction between the buyer and seller. A Title Deed proves ownership of the property. A KHATA and B KHATA, A Khata is an assessment of a property for payment of tax.
The origin of Khata
Started off in 2007 by BBMP, KHATA was introduced to regulate the payment of property taxes and increase the efficiency of collection of property taxes in Bangalore.
Two registers were maintained to make the process more classified and simplified. The first list was called A-KHATA and the second list B-KHATA
A-KHATA includes the list of all the completely legal properties in Bangalore.
B-KHATA includes the list of illegal or semi-legal properties in Bangalore.
The A-KHATA document
A property certified with ‘A’ Khata document denotes that the particular property taxes have been duly paid by the property owner to the BBMP. Once the document is processed it means the A-Khata property conforms to all the building by-laws and government regulations in regard to properties in Bangalore.
On obtaining the A Khata document, the property owner can apply for commercial or domestic construction, building licenses, trade licenses, building – plan approvals and can also avail loans from financial institutions. Since A KHATA is recognized as a valid document, property owners can easily make transactions such as to re-sell or transfer ownership of the property.
The B-KHATA document
A property certified with ‘B’ Khata document means the property is illegal or in violation of government specified regulations governing to property guidelines. This could be even if the civic charges for the property have been cleared by the owner. Properties which are listed under B KHATA include buildings constructed illegally or constructed in violation of by-laws, constructions carried out on revenue land, properties built on unauthorized layouts, buildings without completion or issuance certificates, etc. The BBMP yet holds the right to collect taxes from buildings constructed illegally.
A property owner with a B KHATA document will not be able to apply for licenses from the government or avail loans on the property. However, a B Khata property can be sold or bought.
So which is better – An A khata or B Khata property?
After understanding all the implications of an A KHATA and B KHATA certified property. It is very clear that an A Khata property is hassle-free and stress-free with no complications. It is easier to obtain all the licences, go in for construction, obtain building licenses, trade licenses, loan from banks and easier to apply for water and electricity connections.
However, all those who own a B-Khata property or are seeking for B-Khata properties do not feel dejected. A ‘B’ khata property can be converted to A khata property. Here’s how.
How to convert a B khata property to A khata property.
B KHATA properties with very little deviation from the accepted building and land laws and rules can be converted to A KHATA properties by fulfilling the below-mentioned criteria.
- Convert the specific land from ‘agricultural’ to ‘non-agricultural’ use by applying for District Commissioner (DC) Conversion.
- Clear all the property taxes due on the property till date as per the government norms.
- Fill in and submit the details on the Khata form – An application which can be bought from the BBMP office and submitted there on filling up the details.
- Gather the documents as required, to be submitted along with the form.
- Documents such as tax receipts, filled-in form, and other mentioned documents along with BBMP Betterment Charges – fee levied for converting from B khata to A khata need to be submitted to the Assistant Revenue Officer of the concerned area.
After the submission of all the documents, a Khata document is issued within a period of 4-6 weeks.
The Documents required for conversion of B Khata to A Khata
The following documents must be submitted along with the form for conversion by property owners who want to convert their B khata property to A khata property.
- Title deed
- Sale deed
- Copies of property tax receipts paid previously
- Order of conversion of the land from agricultural to non-agricultural use
- Proof of any improvement charges paid
- Occupancy certificate
- Blueprint showing the property’s location
- Blueprint showing the property dimensions and other specifications of the property
- Khata extract – Details of the property such as size, registration details for commercial or domestic purpose, valuation of the property as per latest assessment.
- Any other documents as required for the conversion.
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